What Insurance Underwriters Actually Look At
Core factors:
- Industry type
- Revenue / payroll
- Claims history
- Operations
- Safety procedures
- Coverage structure
Why it matters:
- Impacts pricing
- Affects approvals
- Drives carrier options
Misconceptions:
- No claims = lowest price (not always)
- Cheapest quote is best (not true)
For underwriting strategy, contact Prosperity North Advisors.