The right insurance for assisted living facilities does more than protect your property; it safeguards your reputation, your staff, and the people you care for every day. At Prosperity North Advisors, based in Gilbert, AZ, we specialize in insurance for private care assisted living homes across multiple states, including Arizona, Texas, Florida, Michigan, Washington, Oregon, Utah, North Carolina, South Carolina, Tennessee, and Georgia. Schedule a Free Consultation today to review your coverage and make sure your home is protected from every angle.
Get complete protection designed to meet your facility’s unique needs. Prosperity North Advisors helps care home owners find policies that fit their size, staff, and resident needs, all while comparing rates from multiple carriers to save you money.
Protects your private care assisted living facility from third-party injuries or property damage. Essential coverage for daily operations and peace of mind.
Covers errors or omissions in resident care or administrative duties. Protects both your staff and your reputation.
Safeguards your building, furnishings, and equipment from fire, theft, or other covered losses. Keeps your care environment stable and secure.
Protects specialized medical and mobility equipment essential to resident care. Quick recovery means less downtime.
Extends your liability protection beyond basic policy limits. Ideal for operators who want added financial security.
Covers company-owned vehicles used for resident transport, staff errands, or deliveries. Ensures safe travel under your business name.
Protects sensitive resident data from cyberattacks and breaches. Prevents costly disruptions to operations and reputation.
Provides protection for your employees in case of work-related injuries or illnesses. Maintains compliance and employee trust.
Custom benefit plans designed to attract and retain top caregiving talent. Builds loyalty while controlling costs.
We handle all necessary bonds for assisted living facilities, ensuring compliance with state licensing and financial responsibility requirements.
Choosing the right insurance for assisted living homes means finding a partner who understands your unique risks and goals. Prosperity North brings over 25 years of experience and a personal understanding of the unique needs of private assisted living communities.
Prosperity North Advisors is proud to be a trusted partner to businesses across Arizona, and to private care assisted living homes in 10 additional states. We are members of the Gilbert Chamber of Commerce, BNI, AZPPO (Arizona Pest Professional Organization), and AALHA (Arizona Assisted Living Home Association), and maintain an A+ rating with the Better Business Bureau. Our relationships and reputation are built on honesty, consistency, and results.








Our clients value honesty, speed, and results, and they’re not shy about saying so. Read real stories from businesses and families who count on us to protect their future.
We’re based in Gilbert, Arizona and serve private care assisted living homes across several states, including:
Take action now and experience the difference of a partner who truly understands your care home’s needs. Get insurance designed specifically for Private Care Assisted Living Homes. Schedule your free consultation with Prosperity North Advisors today.
We’ve listed answers to the most common questions we receive from Arizona businesses and contractors.
Every assisted living facility should carry General Liability, Professional Liability, Property, and Workers Compensation coverage. These policies protect your residents, staff, and business assets from everyday risks.
Residential care facility insurance is designed around higher liability exposure, such as medical care, resident mobility issues, and professional caregiving responsibilities, requiring more specialized coverage than a typical commercial policy.
Yes. Our team understands the requirements and helps ensure your coverage aligns with Arizona’s Arizona Medicaid standards and other state-specific compliance needs so you remain compliant and fully protected.
Yes. Prosperity North currently provides coverage solutions in Arizona, Texas, Florida, Michigan, Washington, Oregon, Utah, North Carolina, South Carolina, Tennessee, and Georgia. We help each client navigate their state’s unique insurance regulations with confidence.
By bundling policies and comparing rates across multiple carriers, Prosperity North helps lower premiums while reducing claim risk, protecting both your profits and your peace of mind.
Absolutely. Even small residential care homes handle sensitive resident information. Cyber insurance covers data breaches, ransomware attacks, and recovery costs.
Yes. If you own or operate several assisted living homes, we can consolidate your policies for simplified management and cost efficiency.
We recommend reviewing coverage annually, or sooner if your facility expands, adds staff, or changes ownership, to make sure your insurance still fits your needs.
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