Key Steps:
- Bind new policy BEFORE canceling old
- Confirm coverage in writing
- Match limits and endorsements
- Update certificates immediately
- Notify AHCCCS/vendors if applicable
Risks of gaps:
- Claim denial
- Contract violations
- Regulatory issues
Common mistakes:
- Canceling too early
- Assuming coverage is active
- Not reviewing endorsements
For a safe transition, contact Prosperity North Advisors.