If you operate an assisted living facility in Phoenix or the West Valley — including Glendale, Surprise, Anthem, Buckeye, and Laveen — your insurance structure matters more than ever.
The West side of the Valley now has one of the highest concentrations of assisted living homes in Arizona. That means increased underwriting scrutiny and more claim activity.
Recommended Coverage:
- General Liability
- Professional Liability
- Abuse & Molestation ($500K minimum)
- Workers Compensation
- Commercial Auto (if transporting residents)
Recommended Limits:
$1M / $3M liability
$500K abuse minimum
Common Mistakes:
- Using $1M/$2M instead of $1M/$3M
- Low abuse sublimits
- No annual policy review
For a coverage review, contact Prosperity North Advisors.