Phoenix is one of the most competitive pest control markets, making proper insurance critical. 
 

Core Coverage: 
– General Liability 
– Pollution Coverage 
– Commercial Auto 
– Workers Comp 
 

Pricing: 
1 truck: $4K–$7K 
Small fleet: $8K–$14K 
 

Common Mistakes: 
– No pollution coverage 
– Low auto limits 
– Not listing drivers 
 

Recommended Structure: 
$1M GL 
$1M CSL Auto 
Pollution coverage 
Consider umbrella 
 

For a quote review, contact Prosperity North Advisors.