Commercial auto is often the largest insurance expense for pest control companies.
Fleet Safety Program Components:
- Driver Qualification Standards
- Clean MVR requirements
- Experience standards
- Ongoing MVR Monitoring
- Defensive Driving Training
- Written Driver Policies
- Seatbelt use
- Phone restrictions
- GPS & Telematics
Why It Matters:
- Improves underwriting perception
- Reduces accidents
- Leads to better pricing
Recommended Structure:
– $1M CSL Auto
– Documented fleet safety program
– Consider Umbrella
For help structuring your auto program, contact Prosperity North Advisors.