Typical Cost (1 truck):
$4,000 – $7,000 annually
Cost Drivers:
- Commercial auto
- Driver history
- Chemical exposure
- Coverage limits
Required Coverage:
- General Liability
- Pollution Coverage
- Commercial Auto
- Workers Comp (if needed)
Recommended Structure:
$1M GL
$1M CSL Auto
Pollution coverage
Common Mistakes:
- Skipping pollution coverage
- Using personal auto
- Not listing drivers
For a quote review, contact Prosperity North Advisors.